Do All Home Warranties Cover Roofs? What to Know Before Buying

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  • Do All Home Warranties Cover Roofs? What to Know Before Buying

    Sun Mar 26

    Author: Rener Vieira

    A quality roof is not just an option. It’s a necessity, especially if you’d like to protect your home from outdoor elements, like the rain, wind, and snow. If you notice any issues with your roof, it’s important to repair them as soon as possible. The longer you wait, the more serious and costly the problems can become.

    If your roof is due for a repair, you may wonder whether your home warranty will cover it. After all, out-of-pocket repair costs can add up quickly and cost you hundreds or even thousands of dollars. The type of warranty you have will determine if it will cover your roof repair or replacement.

    In the event your roof repair is the result of improper installation or manufacturer defects, your new home warranty might kick in and cover the costs. Also, if you have a home insurance policy, you may receive coverage for repairs that are necessary after a catastrophic event like a storm. However, unfortunately, your home warranty and home insurance policy will not cover repairs related to wear and tear over the years.

    Do Home Warranty Companies Cover Roofs?

    The purpose of a home warranty is to help pay for the cost to replace or repair the major systems and appliances in your home. These may include HVAC systems, water heaters, electrical systems, and washing machines. A home warranty can also protect items, such as your roof or swimming pool.

    While some home warranties include roof coverage in their standard package, many require you to add it on. If you do add on roof coverage, it will primarily repair roof leaks. Also, there’s a good chance it will list several exclusions, like a full roof replacement, weather-related damage, roofs under patios or porches, roof vents, gutters, and downspouts. Before you invest in add on roof coverage, make sure you know exactly what it covers, or you may be set up for disappointment in the future.

    Warranty Costs for Roof Repairs

    If you find that roof damage doesn’t fall under your standard home warranty contract but you’d like coverage for roof leaks, you’ll have to invest in add-on coverage. On average, this extra benefit will run you $8 per month. Also, any time you take advantage of the coverage, you’ll be on the hook for a service fee ranging from $75 to $125.

    Plus, there will likely be a limit to how much the home warranty company will cover. This limit is typically between $1,000 and $1,500. In general, the lower your monthly rate is, the higher service fee you’ll pay and the lower maximum repair cost that will be covered.

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    How to Maintain the Quality of Your Roofing System

    Since home warranty roof coverage has its limits and you’ll still be responsible for a service fee every time you use it, it’s wise to be proactive so you can prevent roof leaks and other issues from occurring in the first place. Here are some tips to help you maintain your roof and avoid costly problems for as long as possible.

    Inspect Your Roof

    Every spring and fall, perform a visual inspection of your roof from the ground. This is the perfect time to look for problem areas, such as missing or lifted shingles, loose or buckling flashing, sagging or broken gutters, and piles of granules. Resolve any issue you discover sooner rather than later.

    Trim Branches

    Do you have trees and branches that are dangerously close to your home? If so, it’s well worth your time and effort to trim them on a regular basis. Here’s why: harsh weather conditions like storms and winds can cause trees and branches to fly on your roof and damage it. To avoid this issue altogether, keep them away from your roof in the first place.

    Get Rid of Debris

    Every now and then, take a close look at your roof. If you find leaves and other debris, remove them. This will prevent moss and other damages while preserving your roof’s integrity. If you don’t have a leaf blower, you can always use a broom. Better yet, call a professional roofing cleaning company and have them take care of this tedious and potentially dangerous task for you.

    Ventilate Your Roof

    Heat and moisture can easily wreak havoc on your roof so it’s important that it can breathe. Fortunately, the solution is simple. Install a quality insulation system and give your roof what it needs to function at optimal levels.

    Clean Your Gutters

    Gutters divert water and debris away from your roof. However, if they’re clogged with leaves, pine needles, shingle grit, and other debris, they won’t be able to function properly and can quickly lead to roof leaks. That’s why it’s a good idea to inspect and clean your gutters on a routine basis to get rid of any clogs.

    Opt for an Attic Inspection

    After a severe storm, inspect your attic carefully to ensure there isn’t any damage. You can always hire a professional that knows exactly what to look for. If you ignore your attic, you may face water damage and weak shingles, which can result in larger, more expensive problems down the road.

    Consider Re-Caulking

    If your roof contains low grade caulking that was used during installation, there’s a good chance the flashings won’t hold their seal. Contact a roofing professional to determine the condition of your caulking and whether it needs to be redone.

    Warranty Coverage at Landmark Roofing and Siding in Redmond

    If you make the smart decision to turn to Landmark Roofing and Siding for all your roofing needs, you’ll reap the benefits of a double warranty, including a manufacturer’s warranty on materials and a written craftsmanship LIFETIME installation warranty. If you sell your house, you’ll get up to 20 years to transfer both warranties.

    These warranties will work together to protect your investment and give you some much needed peace of mind. Since your home insurance policy or home warranty may fall short, our industry leading warranty is invaluable.

    Have Questions? Contact Landmark Roofing and Siding

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