DateSun Mar 26
Author: Rener Vieira
A quality roof is not just an option. It’s a necessity, especially if you’d like to protect your home from outdoor elements, like the rain, wind, and snow. If you notice any issues with your roof, it’s important to repair them as soon as possible. The longer you wait, the more serious and costly the problems can become.
If your roof is due for a repair, you may wonder whether your home warranty will cover it. After all, out-of-pocket repair costs can add up quickly and cost you hundreds or even thousands of dollars. The type of warranty you have will determine if it will cover your roof repair or replacement.
In the event your roof repair is the result of improper installation or manufacturer defects, your new home warranty might kick in and cover the costs. Also, if you have a home insurance policy, you may receive coverage for repairs that are necessary after a catastrophic event like a storm. However, unfortunately, your home warranty and home insurance policy will not cover repairs related to wear and tear over the years.
Do Home Warranty Companies Cover Roofs?
The purpose of a home warranty is to help pay for the cost to replace or repair the major systems and appliances in your home. These may include HVAC systems, water heaters, electrical systems, and washing machines. A home warranty can also protect items, such as your roof or swimming pool.
While some home warranties include roof coverage in their standard package, many require you to add it on. If you do add on roof coverage, it will primarily repair roof leaks. Also, there’s a good chance it will list several exclusions, like a full roof replacement, weather-related damage, roofs under patios or porches, roof vents, gutters, and downspouts. Before you invest in add on roof coverage, make sure you know exactly what it covers, or you may be set up for disappointment in the future.
Warranty Costs for Roof Repairs
If you find that roof damage doesn’t fall under your standard home warranty contract but you’d like coverage for roof leaks, you’ll have to invest in add-on coverage. On average, this extra benefit will run you $8 per month. Also, any time you take advantage of the coverage, you’ll be on the hook for a service fee ranging from $75 to $125.
Plus, there will likely be a limit to how much the home warranty company will cover. This limit is typically between $1,000 and $1,500. In general, the lower your monthly rate is, the higher service fee you’ll pay and the lower maximum repair cost that will be covered.
How to Maintain the Quality of Your Roofing System
Since home warranty roof coverage has its limits and you’ll still be responsible for a service fee every time you use it, it’s wise to be proactive so you can prevent roof leaks and other issues from occurring in the first place. Here are some tips to help you maintain your roof and avoid costly problems for as long as possible.
Warranty Coverage at Landmark Roofing and Siding in Redmond
If you make the smart decision to turn to Landmark Roofing and Siding for all your roofing needs, you’ll reap the benefits of a double warranty, including a manufacturer’s warranty on materials and a written craftsmanship LIFETIME installation warranty. If you sell your house, you’ll get up to 20 years to transfer both warranties.
These warranties will work together to protect your investment and give you some much needed peace of mind. Since your home insurance policy or home warranty may fall short, our industry leading warranty is invaluable.